Available on Telegram & WhatsApp

Log expenses as
fast as you type.

Send a message on Telegram or WhatsApp, and TallyMsg logs the expense, picks the category, and tracks your budget automatically.

Logged!

$32.00 → Food & Dining
Carrefour · Today

This month

$1,240

Under budget ↓

Transport

$104.00

9:41
TallyMsg bot icon

TallyMsg

spent 32 at carrefour food

9:40 ✓✓

Got it. Logged $32.00 to Food & Dining, Carrefour, today. 🧾

9:40

uber 12.50

9:41 ✓✓

✅ Logged $12.50 to Transport, Uber, today.

9:41

Message

Lives in the apps you already useTelegram·WhatsApp
  • No app to download
  • No bank login required
  • Free forever plan
  • Set up in 30 seconds
See it in action

Log any way you want.

Text it. Snap it. Say it aloud. Then watch your dashboard fill itself.

💬Text message

Just type it.

Send any amount in plain language. No formatting, no commands. TallyMsg picks up the merchant, amount, and category on its own.

9:41
TallyMsg

TallyMsg

online

spent 45 on lunch at KFC

9:41

✅ Logged

$45.00 → Food & Dining KFC 🧾

9:41

Message

📷Receipt photo

Snap a receipt.

Take a photo and send it over. TallyMsg reads the merchant, items, and total so you never have to type a thing.

9:41
TallyMsg

TallyMsg

online

receipt.jpg11:02

✅ Logged

$128.50 → Groceries Whole Foods 🧾

11:02

Message

🎙️Voice note

Just say it.

Send a quick voice note while you are on the move. TallyMsg transcribes it and logs the expense in seconds.

9:41
TallyMsg

TallyMsg

online

0:08

2:17 PM

✅ Logged

$22.00 → Transport Uber 🧾

2:17 PM

Message

📊Dashboard

See the full picture.

Every logged expense lands in a clean dashboard. Spending trends, category breakdowns, and CSV export all in one place.

9:41
tallymsg.app/dashboard
May 2026

Daily spending

$200$150$100$50$0
May 1May 6May 11May 16May 21May 26May 31

By category

Total spent

$1,636.00

Food & Dining
$645
Shopping
$312
Transport
$234
Entertainment
$188
Groceries
$156
Subscriptions
$101

Recent transactions

View all

Amazon Order

Shopping · May 21

$89.99

Nando's

Food & Dining · May 21

$34.50

Netflix

Subscriptions · May 20

$17.99

KFC

Food & Dining · May 20

$22.75

Uber

Transport · May 18

$14.20
Features

All the features. None of the app.

Message anything.

Send text, snap a receipt, or speak. TallyMsg's AI reads all three and extracts the details automatically.

Instant confirmation.

The bot replies in under 5 seconds with the logged entry including details like merchant, amount, category, and date.

Chat summaries.

Ask "show me this month" and get a clean, readable breakdown of spending right inside the chat.

Smart categories.

9 default categories, auto-assigned by AI. Pro users can create custom ones for their lifestyle.

Budget alerts.

Set a limit per category. Get notified before you overspend, in chat, not buried in an app.

Web dashboard.

Full graphs, filters, export to CSV and PDF. Log in with a one-time code, no password needed.

The real win

Stop wondering.
Start controlling.

01

Ditch subscriptions you forgot you had.

Most people are silently paying for 2-3 services they stopped using months ago. When every charge hits TallyMsg, those forgotten renewals have nowhere to hide.

02

Stop overspending before it happens.

Set a limit per category. TallyMsg warns you in chat when you're getting close, not after you've already gone over.

03

No new apps. No new habits.

You already open Telegram/WhatsApp dozens of times a day. Logging an expense is just one more tap. Nothing about your routine changes.

04

Your full month, one message away.

Ask "how did I do this month?" and get a clean spending breakdown right in the chat. No digging through apps. No friction.

Why TallyMsg

Less effort than a spreadsheet. Less hassle than an app.

TallyMsg
Spreadsheets
Traditional apps
How you log
Send a message
Rows & formulas
Tap through forms
App to install
None
None
Required
Auto-categorised by AI
Every entry
Manual
Sometimes
Receipt & voice capture
Built in
Not possible
Some apps
Bank account access
Not needed
Not needed
Often required
Budget alerts in chat
In your chat
None
In-app only
Pricing

Simple, transparent pricing.

Start free. Upgrade when you need more.

Free

Get started with no commitment.

$0/forever
  • Dashboard access
  • Telegram & WhatsApp bot (5/day · 100/mo)
  • Last 3 months history
Get started free

Starter

Everything you need to track expenses.

$9.99/month
  • Unlimited messages (Telegram & WhatsApp)
  • Receipt image scanning
  • Chat-based summary & CSV export
  • Unlimited history
Start with Starter
Most Popular

Pro

Advanced insights for power users.

$19.99/month
  • Voice note logging
  • AI insights & custom categories
  • PDF export (dashboard) & weekly digest
  • Send /export in Telegram or WhatsApp for a monthly PDF
  • Unlimited history
Go Pro

Cancel anytime. No questions asked.

View full plan comparison
FAQ

Questions, answered.

Is TallyMsg free to use?

Yes. TallyMsg has a free plan that lets you log up to 5 expenses per day and 100 per month via Telegram or WhatsApp, with no credit card required. The free plan includes the web dashboard, category breakdowns, and 3 months of transaction history. Paid plans remove message limits and unlock features like receipt scanning, budget alerts, and unlimited history.

Do I need to download an app?

No. TallyMsg works entirely inside Telegram and WhatsApp, which you already have on your phone. There is nothing extra to install. The web dashboard at tallymsg.app gives you full access to spending charts, reports, and settings from any browser.

What types of expenses can I log?

Text expense logging is available on all plans including Free. Starter and above add receipt image scanning: photograph a receipt and send it to the bot. Pro users can also log expenses by voice note. All three input methods work on both Telegram and WhatsApp.

Is my financial data secure?

Yes. TallyMsg uses industry-standard encryption for all data in storage and in transit. We never ask for your bank account details, credit card numbers, or any financial credentials. We only process the expense messages you choose to send to the bot. Access to your data is restricted to authorised systems only.

Does TallyMsg read all my Telegram or WhatsApp messages?

No. TallyMsg only reads messages sent directly to TallyMsg Bot. It has no access to any other conversations, groups, or channels in your messaging account. You are in complete control of what you share with the bot.

Can I cancel my subscription at any time?

Yes. You can cancel from the dashboard at any time with no penalties. Your plan features remain active until the end of the current billing period. Nothing is cut off immediately.

Privacy & Security

Your money data stays yours.

TallyMsg is built around a simple rule: we only ever touch the expenses you choose to send.

Encrypted end to end

Your data is encrypted in transit and at rest using industry-standard encryption.

Only the bot, nothing else

TallyMsg only reads messages you send to the bot. It never sees your other chats, groups, or channels.

No bank access, ever

We never ask for bank logins, card numbers, or financial credentials. You stay in control.

Delete anytime

Export your history whenever you like, and permanently delete your account and data on request.

No app download needed

Start in seconds, just scan

Point your phone camera at a code below. TallyMsg opens instantly in your messaging app.

Telegram

@TallyMsgBot

QR code to open TallyMsg on Telegram

Scan with your camera to open

WhatsApp

TallyMsg

QR code to open TallyMsg on WhatsApp

Scan with your camera to open

Your money. Your rules.

Know where your money goes. Starting today.

Just message your expenses. TallyMsg categorises every one and shows you exactly where it went. No spreadsheets, no apps, no friction.

$0
free forever plan
30s
to set up
2
chat apps supported